September 2025
Spring is here, bringing longer days and an opportunity to venture outdoors and enjoy the warmer months ahead.
A higher-than-expected jump in inflation figures may prompt the RBA to keep interest rates on hold at this month’s meeting. Headline CPI climbed to 2.8%, up from 1.9%. The trimmed mean, the RBA’s preferred gauge of underlying inflation, also rose to 2.7% in July from 2.1% in June.
Markets responded cautiously, though the S&P/ASX 200 still edged higher for the month and notching another all-time high. The rally was driven by mining and banking stocks.
The unemployment dipped slightly to 4.2% in July and business confidence is upbeat. The number of Australian businesses rose by 2.5% over the past financial year to more than 2.7 million. Total wages and salaries increased 5.9 per cent year-on-year. The momentum appears to be lifting consumer sentiment with the Westpac-Melbourne Institute Index posting a solid gain 5.7% in August, a 3.5 year high.
As Aussie dollar finished the month at US65c and continues to be shaped by global factors.
In the US, the S&P 500 hit records highs, led by tech giants, as investors weighed tariff impacts and speculated on future rate cuts.
Schedule your next meeting by visiting www.mfaadelaide.com.au/appointment or call 08 8224 0602 to speak with the team.
Best regards, Andrew Doquile Director – MFA
Strategies for an unexpected retirement
The best time to start planning for retirement is yesterday.
But the second-best time? Today.
About two-thirds of Australians retire earlier than they anticipated because of unexpected events such as job loss or redundancy, they need to care for a family member, have a sudden illness or injury, problems at work or a partner’s decision to retire.i
Managing your financial health
Understanding financial health
Financial health is an important part of our lives. When we take care of our financial health we can better manage financial stress and achieve our financial goals.
Financial health is made up of three components:
Things to do today that your future self will thank you for
Achieving your long-term financial goals doesn’t need to be overwhelming. If you can put in place some basic financial steps, you are on the road to a successful outcome.
It means keeping on top of your options and devising strategies for investment, debt reduction and risk protection. The start of the year is a perfect time to take a few proactive steps, that your future self will thank you for.
Building your nest egg
MFA
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Adelaide SA 5000
PO Box 1373, Adelaide SA 5001
P +61 8 8224 0602
W www.mfaadelaide.com.au
MFA Adelaide Pty Ltd ABN 16143989520 is a Corporate Authorised Representative (367844) of The Advice Exchange Pty Ltd ABN 55107629194 AFSL/ACL 278937.
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